There are many rewards programs for people with good credit who are looking for credit cards. For those who frequently travel or require additional insurance for their car rental, rewards cards that provide purchase protection may be an option. You may also be eligible for concierge services, which can make it easier to travel. It's important to check out the benefits of a rewards card before you decide which one to apply for.
Capital One Venture Rewards Credit Card
Capital One Venture Credit Card is an excellent choice if your goal is to earn above-average rewards. This card comes with an annual fee of $95 and offers up to four thousand miles per year, after you spend at least $4,000 a month and make at least two trips a year. It is easy to redeem the rewards and Capital One Venture has an expanding network of transfer partners.
Additionally, the card offers travel benefits such as an annual fee credit of $100 towards TSA Precheck or global entry every four years. A 75,000 mile sign up bonus doubles the card’s value, and the card also comes with an extraordinary 2 year guarantee. Important to note, this bonus is only one of the benefits.
American Express Gold Card
If you are looking for rewards from your everyday purchases, the American Express gold card for outstanding credit is a great option. You can earn rewards based on how often you use the card, and how much each month you spend. For those who wish to spend a bit more each month, however, the card has many great features.
This card has an annual fee of $250. You must also pay this fee when you first open the card. You can use it on up to five cards at once, but the fee goes up to $350 each for additional cards. Important to remember that the annual fee must be paid in advance and must be paid each year after opening the account.
Citi Simplicity Card
Citi Simplicity Card can be a good choice if credit is good. This card offers a low rate of interest and a 21-month intro period at 0% for balance transfers. This card comes with a $5 balance transfer charge, which is lower than the standard balance transfer fee of 5%. If you're looking to earn good credit, this isn't the right credit card.
Citi Simplicity Card offers 2% cashback and is a great choice for anyone looking for a credit-card. The card accepts applications from people with good or excellent credit. It also has a simple rewards program. There are no earning caps, categories or rules. In addition, you get 2% cashback on all purchases. As a result, this is the best rewards credit card for those with excellent credit.
Chase Sapphire Preferred(r) Card
If you are a frequent traveler, the Chase Sapphire Preferred Credit Card may be right for you. This card offers flexible rewards as well as a generous signup bonus. Double points are available for purchases made at hotels, airlines, or travel services. A 1-to-1 point transfer rate is available with partner hotels or airlines.
Chase Ultimate Rewards points can be used to redeem for travel or gift cards with the Chase Sapphire Preferred Credit Card. Points are transferable 1:1 with top hotel and airline partners. Points can be redeemed for credit statements and a 25 percent bonus is available. Additional security and benefits are offered by this card.
J.P. Morgan Reserve Card
You may be eligible to apply for a J.P. Morgan Reserve Card, if you have outstanding credit. You get a variety benefits with this card, including no annual fee and amazing rewards. Although the Reserve Card isn't available to everyone, those with good credit should consider it if they have excellent finances.
The Reserve Card is made from palladium which is worth $1400 an ounce. Roadside assistance is free of charge and only costs 27 grams. Additionally, you get $300 annually in travel credit.