A First Access Visa Credit Card application is simple and quick. After you have submitted your application, you will need to enter a 9 character Reservation Code. Because there are limited quantities, you may receive a card in a different design. In this case, you'll not be charged for the Premium Design.
Solid Black Visa(r), card
The First Access Solid Black Visa(r), if you have poor credit and are looking for a credit card to help build your credit, is a good option. The application is simple and secure. Your approval will come within 60 seconds. Because you can report your responsible card use to the three major credit bureaus every month, this card is a great option for individuals who have no or minimal credit history.
While this credit card offers a higher annual fee than comparable cards, it has a lower interest rate than most credit cards. The first year's fee is waived, and the annual fee is discounted to three percent. After the first year, there is no additional fee. You will only have to pay a one-time registration fee.
Petal 1 card
Petal 1 Visa Credit Card has a 2%- 10% cash back reward program. Rewards can be redeemed for a statement credit, ACH transfer or a check. To see local deals, you can also download Petal 1's app. This app will display the most relevant offers and let you redeem them for free products or gift cards.
To get started, you will need a valid email address, U.S. phone number, and Social Security number. Additionally, you will need a government-issued photograph ID. You will also need a bank card. Those who don't have a bank account may not be eligible for Petal card first access.
Once you've registered, it's easy to access your account online. Online banking allows you to view your account activity and pay your credit card bills. You can also modify your password and set-up automatic payments.
Capital One Platinum Secured Card
Capital One Platinum Security Credit Card is a great alternative for those who want a secured credit cards with low or zero annual fees. The credit card has a $200 credit limit, and only a small deposit is required. You can build credit history and improve your credit score with this credit card. The credit limit is relatively low, so you can spend whatever you want as long as you pay the minimum monthly balance.
Capital One Platinum Secured credit cards come with a $200 credit limit, which can be extended to $1,000. The security deposit you make will determine the first access credit limit. You can increase it by making additional deposits as necessary. This process must be completed within 80 days from the date you receive your card.