Petal is a good choice if you want a credit card that doesn't cost too much. Petal's app gives you 1% cash back for purchases. There's also no annual fee so you can save money. You'll also get 24/7 customer support and convenience. Petal cards can be applied for even if your credit history isn't good. A credit check is not required.
Petal 2 offers Cash Back of 1%
Petal's "Cash back, No Fees Visa Credit Card" may sound dreamy, but it is not. Petal 2 Card does a hard and soft draw during approval. You won't be eligible for this credit card if you don't have a good credit score. The card can be applied for as long you are legal U.S. residents. You can use it wherever Visa credit or debit cards are accepted.
Petal 2 is an excellent card for those looking to build credit and enjoy rewards. The card has no annual fee and rewards you for on-time payments. Petal 2 does away with the need for a security investment, unlike other credit-building cards. Persons who have suffered from bad credit or bankruptcy during the last 48 month are also ineligible. The good news about the Petal 2 card is that there are no fees and you can earn cash rewards and statement credit with no credit check.
Petal 1 requires no credit history
Petal 1 cards may appeal to those who have neither credit history nor existing credit. This credit card is for people with average credit and are new to the credit markets or trying to rebuild credit. Petal offers no annual fee and is a great option for students looking for a credit card without the hassle of having to provide a credit history. The credit card is not flexible, but it comes with a low monthly fee and other features that may appeal to you.
This card offers a high APR with no cashback. The card does not charge any late fees. You can also use the card abroad without paying any fees. It comes with a credit limit up to $5,000 You will not be charged foreign transaction fees or a monthly fee. Petal is a great choice if you do not have a credit history, but it may not be the best option for you. The Petal 1 Visa card might be the right choice for you if you have poor credit or no credit history. Be responsible when using it.
Petal 2 offers no annual fee
Petal 2 cards earn you cash back rewards on every purchase. With on-time payments, you can earn 1.25% cash back on all purchases. You can also get 10% back from select merchants. There is no annual charge, so there's no need for you to worry about making minimum payments each month. Petal 2 also offers a mobile app which allows you to search merchants offering higher reward rates.
Petal is an excellent card for those with bad credit or poor credit histories. This card uses a proprietary scoring system called Cash Score to determine whether you have a good enough credit score for approval. Your banking history is also considered, which can be the main reason for low credit scores. Petal will ensure that your score is not affected by high credit utilization or debt.
Petal provides 24/7 customer service
When it comes to payment, one thing that makes Petal stand out is their 24 hour customer service. You can reach customer service via the app anytime if you have any questions about your account. The app also allows you to view the offers and list of merchants that are participating. Petal may have a different payment cut-off time depending on your location. You can also turn off notifications, which may affect your experience. Customers can call customer service if they have any questions about whether or not they are able to pay with their accounts.
Petal offers 24-hour customer support. Its main product is a card. Petal's qualification process is based upon the digital records of users, which includes their monthly income and expenses. Petal has different products for different customers, and these metrics are critical in determining whether a person is eligible for a credit-card. These products also come at lower rates of interest which appeals to responsible individuals.