You can't have a strong credit card portfolio if you're just starting your career or a recent college graduate. You have better chances of getting approved for rewards card if you have built your credit history in college. Students with good credit may choose from a range of cards depending on their financial situation, credit history and spending plans.
Capital One QuicksilverOne Cash Rewards Credit Card
The Capital One QuicksilverOne Credit Card Rewards is a great option if you are a recent college graduate with average credit and want to build your credit. The card offers a low $39 annual fee and rewards program that earns consumers 1.5 percent on every dollar spent. It is intended to help new graduates rebuild their credit. The cash back can either be used to pay monthly bills or to redeem for credit on your statement.
Capital One offers many credit cards with premium benefits for college graduates. Popular options include QuicksilverOne Rewards and SavorOne Student. These credit cards have similar benefits to the premium rewards cards but are designed for recent college graduates. The cards come with decent rewards and offer a $200 bonus for purchases of $500.
Capital One SavorOne student cash rewards credit card
The Capital One SavorOne Student cash rewards credit cards offer many benefits that are perfect for students. Capital One SavorOne Student Card does not have foreign transaction fees. It's an excellent choice for students who travel often. Additionally, you can earn rewards for dining and entertainment. However, there are some drawbacks to this card.
Capital One SavorOne Credit Card Cash Rewards offers cashback for purchases at restaurants, cafes and grocery stores. Cash back is earned at most places, but it does not apply to purchases at Walmart and other big-box retailers. You can get up to 3% cashback on your everyday purchases with the Capital One SavorOne Credit Cards.
Capital One Platinum Secured Visa Card
The Capital One Platinum Secured credit card is a great option for recent college graduates who want to improve their credit score. While this card has few frills, it does not charge any annual fees or foreign transaction fees. MoneyGeek offers a detailed review. It will give an overview of the features as well as compare it to other credit card options.
The Capital One SavorOne Student Cash Rewards Credit Card is another great option for recent college graduates. You will earn rewards on everyday purchases with this card. It can also help you to build your credit history, build good habits, and increase your credit score. It could also increase your credit limit in as little as six months. You can earn 1% cash back on purchases with this card. Cash back can be increased to 1.25% if you pay your bills on time.
Petal 2 "Cash Back, No Fees" Visa Credit Card
The Petal 2 Visa Credit Card with Cash Back, No-Fees for Recent College Grads is designed to help students manage their money and build credit. It will take into account your income and your spending habits. You may even be able to factor in your credit score. To apply, simply link your bank account to Petal's website. While the site will have read-only permission to your account, it will not save your login credentials.
WebBank's Petal 2 Visa Credit Card with Cash Back and No-Fees is a great choice for recent college grads without credit history. Although it offers rewards for good credit behavior and rewards, the rewards structure can be confusing for novices. This is a good option for recent graduates who don't want or need to pay monthly or annual fees but still want a credit-card.