There are several credit cards available for people with good credit. Some cards may have annual fees, making them more costly. Other cards are free. People with good credit are likely to get the best interest rates. It is also worth looking for rewards-based cards. These rewards could be worth the annual fees, or they can be added with additional benefits.
Wells Fargo Active Cash
If you're looking for a credit card with a generous rewards program, the Wells Fargo Active Cash credit card may be the right one for you. The card has a $0 annual cost and an unlimited flat rewards rate for all purchases. There are many other unique features. Your cash rewards can be used for merchandise, gift cards, and statement credit redemptions. Additionally, cash rewards can be redeemed through Wells Fargo ATMs. Direct deposit to your bank account is also possible. There is no annual fee and you don't need to spend much on the introductory period.
The Wells Fargo Active Cash card is a Visa Signature Product. It has almost universal merchant acceptance. It does however come with a foreign transaction fee of 3%. This card is still an excellent option for domestic trips, and it comes with a 3% foreign transaction fee. You can also ask Wells Fargo if you have excellent credit to increase your credit limit. If necessary, you can also benefit from the card's bonus cash.
Capital One SavorOne Cash Reward for Good Credit
For those with good credit, the Capital One SavorOne Cash Rewards credit card offers a variety of benefits. You will receive unlimited cashback when you dine out and make other purchases. This card is available to anyone with a credit score of 7100 or more.
The Capital One SavorOne cash rewards credit card has a 4% cash back rate. This is one of its main benefits. The card comes with a $95 annual fee and a $200 bonus for early spending. Capital One Travel offers a 5% cashback on all hotel purchases. You also get 8% cashback when you purchase Vivid Seats. You also get 1% cash back for all other purchases
Capital One SavorOne Cash rewards credit card also offers no annual fees and excellent cash back rates for food, entertainment, and grocery shop. This card offers great rewards on entertainment, streaming, and dining.
Chase Freedom Unlimited
The Chase Freedom Unlimited is a great choice if you have excellent credit and are looking to get cash back on your credit cards. It comes with a 15-month 0% introductory APR and no annual fee. Purchase protection is available, which protects new purchases for 120-days from the date of purchase. This protection is up to $500 per claim. It also covers accounts up to $50,000
Chase Freedom Unlimited credit card offers flexible redemption options and cash back. Cashback is not subject to a minimum redemption and points can be used for gift cards as well as cash back. Keep in mind, however, that the value of your points may change depending on how you redeem them.
The Chase Freedom Unlimited is a great choice if you have excellent credit and are looking to get cash back on your credit cards. The rewards program offers a rewarding experience and includes Lyft ride rewards and dining at restaurants. Chase Freedom Unlimited has no annual fee and can be linked to Chase's Ultimate Rewards program.