There are many options to help you decide which Citibank card is right for your needs. Many of the best options come with no annual fees. These companies offer 0% APR for the first year and waive any annual fees. It doesn't matter if you are looking to make new purchases, or just transfer your balances, the introductory period at 0% APR is a huge benefit.
Citi ThankYou(r), Card Preferred
The Citi ThankYou(r) Preferred Card offers double rewards for dining, theater, and sports events. The rewards rate for everyday spending is not as high as the Citi ThankYou(r) Preferred Card. Therefore, it is a good idea to compare the rewards rates of other cards before signing on for this one.
Citi offers a range of credit card options that are suitable for all tastes. There are various types of credit cards that you can choose from: flexible points, airline credit cards, cash back cards, or even 0% APR. You should be aware that each card has different application requirements so you can apply. Some cards won't accept applicants who have previously signed up for sign-up bonuses with another bank or who have had a previous credit card close.
Citi ThankYou rewards program works in the same way as most credit card loyalty programmes. Cardholders can redeem ThankYou points for gifts, trips, or statement credits. If you spend $2 on coffee you'll receive 10 ThankYou point, and $12 on a meal you'll earn you twenty. Citi ThankYou(r), a Preferred Card, offers an interesting feature. Your ThankYou points can be used to redeem a check or credit at the end either of the month or the year.
Citi Double Cash
Citi Double Cash creditcard offers numerous rewards for a variety purchases. Generally, it requires a minimum balance of $25 to redeem your cash back rewards. Your best option to maximize your reward is to pay your entire balance each month. If you do not, your rewards may expire after 12 month.
The card also allows you to transfer balances at 0% APR. The fee is small compared to the interest savings. The card also offers $200 cash back rewards for spending $1,500 within the first six month. Although this card is not the most cash-back, it does offer some benefits that other cards do not.
First, the Double Cash credit card rewards financial responsibility by rewarding timely payments. This card is a great option for those who are just starting to earn cash back. It also has a flat-rate APR which makes it a great option for people who only have one credit card. This card can also be used with other cards.
Citi Prestige
Citi Prestige credit card offers luxury travel benefits and is a great option. There are many perks available for frequent travelers. They include 5 points per dollar on eligible air travel and 3 point per dollar on hotel stays. You won't have to pay foreign transaction fees. You have access to more than 400 airport lounges across the globe.
Citi Prestige Card includes a complimentary Priority Pass Select membership. This allows you to access over 1,200 airport lounges across the globe. The benefit is valid for only two nights per calendar year. It can be used twice per year to save money on hotel stays, and even offset the $495 annual fee.
Citi Prestige credit card offers an intro balance transfer offer. With this, you can take advantage of the 2% cash back. Additional benefits include discounts on entertainment and dining in 95 different countries.