Obtaining a First Access Visa Credit Card is a fast, easy process. After you've applied, you'll be required to enter a 9-character Reservation Code. Supplies are limited, so you might receive a card with a different design. Premium Design won't cost extra in these cases.
Solid Black Visa (r) card
First Access Solid Black Visa(r), is an option for you if you have low credit. The application is simple and secure. Your approval will come within 60 seconds. This card is an ideal option for those who have little or no credit history.
This credit card has a higher interest rate that other credit cards but the annual fee is still lower than that of a comparable card. The annual fee can be waived for the first year, and it is reduced to 3 percent. The only fee that you will have to pay after the first year is waived.
Petal 1 card
The Petal 1 "No Annual Fee" Visa Credit Card offers a 2% to 10% cash back rewards program. Redeemable Rewards can be used to purchase a statement card, ACH transfer or a cheque. You can also download the Petal 1 app and see deals near you. The app will give you access to the best offers, as well as allowing you to redeem them in order for free gifts and vouchers.
For you to start, you'll need a valid email address and a U.S. number as well as a Social Security number. Additionally, you will need a government-issued photograph ID. You'll also need a bank account. Petal card access may not be available to those without a bank account.
Once you've registered, you can manage your account online. Online, you can view and pay your credit cards bill. You can also change your password and set up automatic payments.
Capital One Platinum Secured cards
Capital One Platinum secured credit card is an excellent option for people who require a secured loan with minimal or no annual fees. This credit card comes with a $200 credit limit and requires a small deposit. With this credit card, you can build credit and improve your credit score. The credit limit on this card is very low so you can spend any amount you wish as long you pay the minimum monthly payment.
The Capital One Platinum Secured credit card comes with a $200 credit line, which can be increased to as much as $1,000. The first access credit limit is based on the security deposit that you put up, and it can be increased as needed by making additional deposits. However, you must complete this process within 80 days of receiving the card.