Keep these things in mind when applying for a no credit credit card. Credit cards without credit are more likely to offer lower credit limits. They will also often re-evaluate the credit limit within six months. These cards also don't offer a lot of rewards. Some cards offer rewards for making common purchases. Higher perks may be available for those who have a good credit record.
Bento
You can apply for Bento credit cards if in doubt about your eligibility. The company offers business cards that can be linked either to your personal or business checking account. You can use these cards to make purchases and pay bills. Online portals allow you to manage your spending and set spending limits.
After you submit the application, the company reviews your business information and verifies your identity. If your company meets their requirements, you might be approved immediately. Your new card may arrive in two business days if your business does not meet their requirements. There are no annual fees and no interest, however you may need to pay monthly fees depending on your usage.
Citi Double-Cash Card
The Citi Double Cash Card offers a $200 welcome bonus to new cardholders. It's one the most valuable cash-back credit and debit cards on the market. After you pay the bill, you get 1% cashback on all purchases. This card offers an 18-month balance transfer at 0% APR. The only problem is that you'll have to pay a 3% balance transfers fee within the first four-months. The fee rises to 5% after the fourth month.
The Citi Double Cash Card is an excellent choice for people looking for a credit card with no annual fee. This card gives you unlimited 1% cashback if your payments are made on time. You can use the cash back to pay off the card or redeem it for a statement credit. You can redeem the cash back for a statement credit or pay off your card with $25 minimum redemption. There is also no maximum amount of cash back.
Citibank prepaid credit card
Citibank prepaid cards without credit are an option for those with poor credit. This card offers many benefits including rewards, as well as a low annual fees. It also reports to the three major credit bureaus and allows users to check their FICO score online. This card is available worldwide. To be eligible for the card, applicants must deposit $200. You can also enjoy auto-pay and account notifications, as well as the ability to manage your account online.
The card comes with a number of benefits, including a rewards program that allows customers to earn more at supermarkets and streaming service. It does not have a credit score requirement, and has an affordable annual fee. It has some limitations, however, such as an annual spending limit of $2,7, and foreign transaction fees of 2.7%.
Unsecured card
High fees and high interest rates can make unsecured credit cards for people with no credit possible. Many of these cards also come with high interest rates. You can still find unsecured credit card options with low fees, and an annual fee. Here are some ways to choose the right credit card for you financial situation. A card that offers reward points is another option.
Make sure you understand how much spending power is required before you apply for an unsecured credit card. Your first credit card limit can be anywhere from a few hundred dollars to thousands. You should always ensure that you can pay the entire bill. Late payments could cost you a lot.