Citi Secured Mastercards may be available for recent immigrants. You can get a card that will establish your credit while making a small investment. You could, for example, deposit $49 to get a $200 credit card and then pay the balance each month. A secured credit card such as Citi is a great option if you don't have much money to spend.
Capital One Platinum Secured Card Credit Card
Capital One Platinum Secured Card is an option for immigrant credit builders. This card has a low cost option for building credit. It comes with a $0 annual fee, and you don't need a Social Security Number. It's also great for new immigrants with low credit scores.
Capital One Platinum Secured Credit Card for Immigrants comes with a $200 Security Deposit. This card can help you improve credit and build solid payment histories. This credit card reports to all three credit agencies, which is great for people with bad credit.
Citi Secured Mastercard
A credit card is a way for immigrants to access the United States. You have many options. A secured credit card is the first. A deposit is required, usually less than the card's maximum credit limit. You can enjoy all the benefits of a regular credit card such as cash back on eligible purchases and extended warranties. This type of card reports your activity directly to the three major credit bureaus so your credit history can be checked.
If you're an immigrant, you may want to look at a secured credit card with a rewards program. This card is ideal for immigrants who are trying to build credit and offers cash back on gas or dining. It is ideal for those with less credit who are unable to apply for an unsecured card.
Discover it(r) Secured Credit Card
The Discover it Secured Credit Card, which is available to people with bad credit ratings, is the best card on the market. This card earns a good cash back rate and doesn't have an annual charge, which is a difference from other unsecured cards. It can be upgraded to a standard credit card after you have used it responsibly for 7 months.
Perhaps you are an immigrant wondering how to use credit cards. First, it is important to understand that you shouldn't make large purchases with your new credit card. Instead, limit purchases to 30% of your total credit limit. Also, make sure you read through the contract thoroughly to ensure that you are fully aware of all fees and terms associated with your new account. Avoid credit cards that have a high APR. You should also look for accounts with a lower annual fee than $50
Students Deserve an EDU Mastercard
The Deserve EDU Mastercard for Students is a credit card designed for immigrants and international students in the United States. To be eligible, you must be either an immigrant student or international student who is enrolled at an accredited U.S. institution of higher education. Foreign transaction fees are not applicable to the card.
Students can get cash back with the Deserve EDU Mastercard. You will receive 1 percent cashback for textbooks, school supplies, equipment, and other educational expenditures. Additionally, you'll earn unlimited 1 percent cash back on all purchases, excluding gambling-related purchases and account fees.