You can track your spending and keep your money in control with the Wells Fargo Credit Card. These benefits come with multiple layers of protection, making it easy to avoid overspending. For this card to be approved, you must have certain credit qualifications. The card does not offer cash rewards or rewards points. Additionally, future grace periods are not available.
No annual fee
While there is no annual fee for credit cards at wellsfargo.com they do offer some, so be careful when applying. Many have very strict terms. For instance, you may have to maintain a 30% credit limit or keep your monthly payments to a minimum. If you don’t do this, your credit score can be damaged. Before applying, you should check your credit score to make sure you're approved.
Wells Fargo offers many types of credit cards that can be used by individuals or businesses. Each credit card has its benefits and rewards. This bank offers no annual fees credit cards, which can be an appealing option if you are looking for an attractive option that won’t drain your bank accounts.
Unlimited cash back
Unlimited cash back with Wells Fargo credit is one of our most popular offers. You can get the same cash back rate on all purchases or it may vary from one card to another. You can find out the specific cash back rate on your monthly statement or on the carrier's website. You can also check the Consumer Financial Protection Bureau database of credit card agreements.
Unlimited Cash Card, Wells Fargo's card that offers unlimited cash is unique in that there are no restrictions on which rewards categories it can be used. Redeem your points for cash, gift cards or merchandise. This program has some limitations. Some of these include cash advances, balance transfers, and wire transfers, as well as lottery tickets and prepaid gift cards.
Travel points/miles
It's easy to earn points or miles with Wells Fargo cards. These points are redeemable for gift cards, airfare, and many other items. Every point is worth 1 cent. You can use these points to pay everything, from car rentals to vacations. The points can be used to pay down eligible loans, purchase gift cards, or bid on online auctions.
With your Wells Fargo credit or debit cards, you can redeem miles and travel points online. Each Wells Fargo Point is worth one cent and can be used for everything from hotel rooms to airline tickets. The value of your Wells Fargo points can also be transferred to other programs, such as Chase Ultimate Rewards.
Multi-purpose rewards
Consumers who are looking to maximize their credit card rewards can choose the Wells Fargo Multipurpose Rewards credit card. The card offers a range of rewards programs, and there is no annual fee. The Active Cash(r), Card offers unlimited cashback on all purchases. There are no earning caps or rotating categories. It is part of the Wells Fargo Rewards program and lets you redeem rewards for gift cards, cash, or travel bookings.
It's easy to use, comes with a large welcome bonus and offers introductory deals to encourage you to spend more. Bilt Mastercard is free of annual fees and allows you to transfer points to hotels and airlines. There are 14 partners in the Bilt Rewards program. Some benefits include points towards down payments, fitness classes, and merchandise. The Wells Fargo Reflect Card has a very long introductory APR.