If you are a college student and want to get a credit card, you need to prove that you have the means to pay the minimum credit card bill. This means having assets or independent income. You might consider student credit cards that help you build credit. A family member with a history of good payments can add you as an authorized users. This will improve credit scores and allow you to be added as an authorized user.
Get Student Cash Back
If you're in school or working at a job, you can apply for the Discover it Student Cash Back credit card online. The card gives you 5% cashback on certain categories. Your card can be personalized with a choice of an animal design or cassette tape. The cash back rate is variable depending on the categories you spend the most on.
The Discover it Student Cash Back credit card is one of the most rewarding student cards on the market. It offers large cash rewards, a low rate of interest, and a very low annual fee. The terms and interface for this card are surprisingly easy to use.
Capital One Journey Student Reward Program
The Capital One Journey Student Rewards credit card for students offers cash back rewards on purchases. You earn one cent per dollar, plus an additional 0.25 percent for on-time payment. If you meet certain criteria, your points may be redeemed for statement credit and a check.
Capital One Journey Student Rewards cards include an automatic credit-line review. This review begins six month after you open your account. This review automatically increases your credit line over time. This means you won't have to worry about whether you have enough or not enough credit in the near future. Capital One offers CreditWise, a free credit monitoring service. This service will alert you to any changes in your TransUnion credit reports and make it easy to track your credit score.
Discover it Student credit card
The Discover It Student Credit Card is a great way for college students to build credit histories. This card has many benefits including no annual fees and no minimum credit score. The card does not charge foreign transaction fees or late payment fees. It has an excellent rewards programme.
The cashback program is great for students as it allows them to get cash back on certain purchases. On qualifying purchases, you can get up to 10% cashback. You don't have to pay an annual fee. Discover will match any cash back you earn in the first year and give you $20 extra for your statement credit.
Discover it Student Secured Cards
A student credit card with no annual fees and lots of rewards is a great option for students. Discover it Student Secured Card provides that. The card gives you 2% cashback on gas, and 1% for all other purchases. In addition, the card offers a cash match guarantee, which means the company will match any cash you earn after one year. These rewards are generous and can be used for tuition or books.
The Balance Transfer feature on the Discover it Secured Card is a fantastic one. Your balance can be transferred to another unsecured credit card without affecting your secured one. You can do this by activating a mobile app for free. However, you should be aware of its high APR and hefty security deposit. This card is not recommended for people who are unable to pay their bills on-time or have poor credit histories.
Find it Student Visa
Students can take advantage of the Discover it Student Visa card. This card offers a variety of rewards for students, including unlimited cash back in your first year. This card is great for people who don’t use credit cards as often but want to improve their credit score.
The credit card comes with no annual fees and cash back for eligible purchases. This card offers 5% cashback on eligible purchases. A $20 statement credit is available if you score a "B" or better during your first year. Discover Deals offer double cashback and 2% cashback elsewhere.