If you are a recent immigrant with an SSN and ITIN, you can apply for a Citi Secured Mastercard. With this card you can improve your credit score and deposit a small amount. For $200, you could deposit $49 and then pay off the balance each month. Citi's secured credit cards can be a good option for those who don't have the funds to spend.
Capital One Platinum Secured Visa Card
A Capital One Platinum Secured credit card is an excellent option for immigrant who wants to improve their credit score. This card has a low cost option for building credit. It comes with a $0 annual fee, and you don't need a Social Security Number. This card is also suitable for immigrants who have limited credit histories.
The Capital One Platinum Secured Credit Card For Immigrants has a $200 security deposit. This will help you build a solid credit history and improve your credit score. This credit card reports to all three credit agencies, which is great for people with bad credit.
Citi Secured Mastercard
If you're an immigrant and new to the United States, you may be wondering if you can get a credit card. There are many options to choose from. Secured cards are the first choice. A deposit is required, usually less than the card's maximum credit limit. The card offers the same benefits as a traditional credit cards, including cash back on eligible purchases, extended warranties and travel assistance. This type of card reports your activity directly to the three major credit bureaus so your credit history can be checked.
An immigrant may be able to benefit from a secured card with a rewards plan. This type of card is great for immigrants looking to build credit, and it offers rewards like cash back on gas and dining. This card is great for those without enough credit to get an unsecured loan.
Discover it(r), Secured Card
The Discover it Secured Credit Card, which is available to people with bad credit ratings, is the best card on the market. It has an annual fee, and earns a decent rate of cash back. This is unlike other unsecured card. After seven months, you can upgrade to an unsecured standard credit card if it is used responsibly.
It is possible that you have questions about how to use a credit-card as an immigrant. First, it is important to understand that you shouldn't make large purchases with your new credit card. Instead, limit purchases to 30% of your total credit limit. To ensure you fully understand your contract, it is important to read it carefully. High APR credit cards should be avoided. You should also look for accounts with a lower annual fee than $50
Get the Deserve EDU Mastercard For Students
The Deserve Mastercard For Students is a creditcard that's specifically designed for international students as well as immigrants. To be eligible, you must be either an immigrant student or international student who is enrolled at an accredited U.S. institution of higher education. The card doesn't charge foreign transaction fees.
The Deserve Mastercard EDU for Students offers students and immigrant a variety benefits, including cashback on school expenses. You can earn 1 percent cash back on textbooks, gear, school supplies, and other educational expenses. Additional 1 percent cashback is available on all purchases except for gambling-related purchases.